Obamacare Will Increase Healthcare Premium Costs for 65% of Small Businesses

Didn’t Barack Obama say that Obamacare was going to lower costs … Guess who lied again?

As reported at the Washington Post and direct from CMS, The Centers for Medicare and Medicaid Services, 65% of small businesses are expected to experience increases in their premium rates while the remaining 35 percent are anticipated to have rate reductions.” According to the report, 11 million American workers will be faced with higher premiums. CMS released the report on Friday with little fanfare. Neither the HHS website nor the CMS website shows a news release or public notice about the report. Imagine that. No one is saying that there did not need to be some adjustment to the delivery system of health care insurance, however, penalizing 65% to benefit the 35% was and is not the answer.

Nearly two-thirds of small businesses that currently offer health insurance to their workers will pay more for coverage as a result of new rules in the health care law, as will millions of small-business employees and their family members, according to new estimates released by the Obama administration.

The Centers for Medicare and Medicaid Services, which has spearheaded the implementation of the law, has acknowledged that new rules requiring insurers to offer guaranteed coverage and renewal options to small employers will likely drive up the price of insurance for some companies. So will rules banning insurance companies from varying their rates based on factors like a company’s industry or the age of its employees.

“We are estimating that 65 percent of the small firms are expected to experience increases in their premium rates while the remaining 35 percent are anticipated to have rate reductions,” CMS’ Office of the Actuary wrote in a new report. Conversely, “the effect on large employers is expected to be negligible,” because most large companies run their health insurance programs in house.

Some premiums will be reduced; however, the overwhelming majority of individuals, some 11 million, will see their premiums increased. Mind you, this is just small business, we are not even discussing businesses with more than 50 employees.

Consequently, according to the estimates, which the agency says are based on industry research and conversations with insurance experts, roughly 11 million of the 17 million individuals who have health care plans through a small employer will see their premiums increase as a result of the law, while 6 million people will enjoy lower premiums.

If accurate, it would continue a steady climb in insurance costs for many small businesses. Ninety-six percent of small businesses say their premiums have increased in the past five years, with the average monthly insurance cost soaring from $590 per employee in 2009 to $1,121 in 2014, according to poll released earlier this month by the National Small Business Administration.

Imagine being penalized for having a healthy work force? One would think that programs implemented by a business like “Healthy Life”, would lower insurance premiums, not raise them. Nope, not with Obamacare. This is all part of the distribution of wealth.

The six-page document looked at companies with fewer than 50 workers that offer employee health benefits, but it calculated health care costs in a hypothetical way – leaving out the impact of government subsidies that are specifically geared for small businesses.

Without factoring in government subsidies, CMS concluded that 65% of those small businesses would see an increase in premiums.

Why? The report found that those companies had been paying below-average premiums, thanks in large part to having younger and healthier workers. But under Obamacare, neither pre-existing conditions, nor the lack of them, can influence the cost of premiums. So those small companies with healthier workers will see premiums rise to match the average for all workers.

Barack Obama Unlawfully Rewrites Obamacare Again … Obama Delays Employer Health Insurance Mandate Until 2016, After Elections

AMERICA, THIS IS WHAT TYRANNY LOOKS LIKE …

Barack Obama, Nancy Pelosi, Harry Reid and the rest of their Democrat minions were so quick to ram Obamacare down the throats of Americans with a 100& partisan Democrat vote, now they want to do everything to delay this disastrous healthcare law.

First President Barack Obama unlawfully delayed the employee mandate one year until 2014. However, Obama did not think that his signature piece of legislation would be such a fiasco and disastrously unpopular with the American people. So much so that Democrats are finding it impossible to run for reelection in the 2014 midterm elections with this anchor around their neck. So what does Obama do with the so-called Affordable Healthcare act that is not so affordable that was supposed to be for We the People … why delay the employer mandate until 2016, after the elections of course for political purposes. As reported at The Daily Caller, the Obama administration won’t enforce the rule until 2016 for business with between 50 and 99 employees. All companies with 100 employees or more will be subject to the employer mandate beginning in 2015, after an initial delay was announced before the Independence Day holiday in 2013.

Just curious … why did Congress even vote on Obamacare?

For the second time in a year, the Obama administration is giving certain employers extra time before they must offer health insurance to almost all their full-time workers.

Under new rules announced Monday by Treasury Department officials, employers with 50 to 99 workers will be given until 2016 — two years longer than originally envisioned under the Affordable Care Act — before they risk a federal penalty for not complying.

Companies with 100 workers or more are getting a different kind of one-year grace period. Instead of being required in 2015 to offer coverage to 95 percent of full-time workers, these bigger employers can avoid a fine by offering insurance to 70 percent of them next year.

How the administration would define employer requirements has been one of the biggest remaining questions about the way the 2010 health-care law will work in practice — and has sparked considerable lobbying. By providing the dual phase-ins for employers of different sizes, administration officials have sought to lighten the burden on the small share of affected employers that have not offered insurance in the past.

WHAT HAS HAPPENED TO AMERICA? Why are we allowing these illegal acts by this administration to happen? Did we or did we not fight a Revolutionary War to rid ourselves of a King’s oppression? But Obama is just allowed to change and ridiculous, unambiguous statutory mandate that requires by law and the US Constitution the approval of Congress. However, the Imperial supreme dictator Barack Obama thinks he can do anything and often decided the law is whatever he says it is. WHAT HAPPENED TO THE COUNTRY I GREW UP IN?

US Constitution, are you kidding me … I can do anything I want to

WSJ: Obama Rewrites ObamaCare – Another day, another lawless exemption, once again for business.

‘ObamaCare” is useful shorthand for the Affordable Care Act not least because the law increasingly means whatever President Obama says it does on any given day. His latest lawless rewrite arrived on Monday as the White House decided to delay the law’s employer mandate for another year and in some cases maybe forever.

ObamaCare requires businesses with 50 or more workers to offer health insurance to their workers or pay a penalty, but last summer the Treasury offered a year-long delay until 2015 despite having no statutory authorization. Like the individual mandate, the employer decree is central to ObamaCare’s claim of universal coverage, but employers said the new labor costs—and the onerous reporting and tax-enforcement rules—would damage job creation and the economy.

Remember in the past when the MSM had reported that the GOP was just an obstructionist party, but the Republicans response was that it was impossible to work with a president who kept moving the goal post? Use your own brain and decide for yourself. Once again we see Obama changing things that is supposed to be “the law of the land”. Obama keeps changing the goal post and as Ed Driscoll says, the Obamacare law is whatever Barack Obama says it is.

WHEN WILL THIS NATIONAL NIGHTMARE BE OVER?

Obama Administration Changing the Obamacare Rules Again … Extending the ObamaCare Enrollment Deadline for People with Pre-Existing Conditions

I thought President Barack Obama and Democrats said that Obamacare was settled law?

The Hill is reporting that the Obama administration is once again changing the rules of Obamacare and extending the deadline of Obamacare enrollment for individuals with pre-existing conditions. The deadline was supposed to end on January 31; however, it has now arbitrarily been extended to March 15. Making matters worse, the original dead line was supposed to be December 31. Hmm, did Congress pass some form of amendment to Obamacare allowing such a change? I thought Democrats said this was settled law? It is hardly anything but as provisions within the law have been continually changed from what was initially passed in a partisan Democrat vote. Hmm, didn’t HHS Sec. Sebelius say that there would be no more delays?

The Obama administration announced Tuesday that it was again extending the ObamaCare enrollment deadline for people with pre-existing conditions.

The administration said it will extend the Pre-Existing Conditions Insurance Plan (PCIP), slated to end January 31, until March 15.

“As part of our continuing effort to help smooth consumers’ transition into Marketplace coverage, we are allowing those covered by PCIP additional time to shop for new coverage while they receive the ongoing care and treatment they need,” Health and Human Services spokeswoman Joanne Peters said in a  statement.

The deadline was originally at the end of December, but last month the administration pushed it back through January because of the problem-plagued HealthCare.gov website.

The new extension is just the latest in a string of unilateral delays the administration has implemented to buy time after the disastrous rollout of HealthCare.gov.

The Obama administration has so far delayed the premium payments deadline, delayed by one week the sign-up date for coverage beginning Jan. 1, pushed back by six weeks the sign-up date for those seeking coverage by April 1, and delayed the second-year enrollment period until after the 2014 elections.

And as we are witness to the current disaster and debacle of Obamacare,  The NY Post is reporting of a soon to be another 25 million more Obamacare victims.

So a conservative estimate is that 25 million people, out of the 60 million in small group plans, get dropped in 2014. Add that to the 5 million or so whose individual-market already canceled on Jan. 1, and you have a lot of losers.

Indeed, it looks like ObamaCare will create twice as many losers as winners in 2014. The Congressional Budget Office projects that 16 million will gain coverage via the law’s Medicaid expansion (9 million) and subsidized exchange plans (7 million) — and even that’s rosier than the enrollment figures we’ve seen so far.

Democrats Need to Worry About a Lot More than Just Obamacare Web Site Problems in 2014 … They Have a Trust Problem, and That Economy Thing

Hey Democrats, it is not the Obamacare web site that is the from, it is the law, the logistics and the lies …

A WAPO oped penned by Marc A. Thiessen points out the real issues that Democrats should be panicked over for the 2014 midterm election, not the disastrous roll-out or relaunch of the failed web page, Healthcare.gov. There is a reason why no one who voted for Obamacare, only Democrats and no Republicans, never read the 2000 pages of the Obamacare bill before passage. Then, Speaker of the House made the foolish comment, we have to pass the bill in order to see what’s in it. Really? Only politicians with an agenda have to put their hand into the fire to see if they get burned. Now in the wake of the Obamacare roll-out and Americans finally finding out what is being inflicted upon them, they are mad as hell. Democrats are now panicked that they are in trouble for 2014.   However, the main issue here is Americans are not just angry about a broken Web site; they are angry about a broken promise.

There is a reason why Obama’s job approval ratings are averaging in the near 30′s. And it is not just about Obamacare, check out his average polling at RCP on handing the economy, it is in the 30′s.

VIDEO – Sen. Mary Landrieu (D-LA) says at 1:03, “if you like the healthcare plan you have, you can keep it”.

1. 5.5 million.  That is how many people the administration needs to sign up in just 23 days because Obamacare drove them out of their health-care plans. That’s some 240,000 sign-ups every single day, just to break even. Getting that many enrolled in a few weeks would be extraordinarily difficult even if the Web site were working perfectly, which it isn’t.
2. 50 million. That is how many Americans will be surprised to find their employer-based health plans dropped or substantially changed next year because of Obamacare. Some will see their plans canceled; others will lose their doctors and see premiums or deductibles rise dramatically.
3.  53.  That is the percentage of Americans who now say that President Obama is not “honest or trustworthy.” Americans are not just questioning Obama’s competence, they also are questioning his integrity.
4. 12.  That is the number of Senate Democrats up for reelection in 2014 who are complicit in Obama’s lie. They are on record (and on YouTube) making the same false promise. Democrat Sens. Mary Landrieu (LA) ,Mark Pryor (AR) , Sen. Kay Hagan (NC) , Sen. Jeanne Shaheen (NH), Sen. Mark Begich (AK), Sen. Mark Warner (VA) all in one way or another are on record of making promises that you can keep your heathcare plan if you like it.
5. 7.  That is the number of states with vulnerable Democratic-held senate seats that also have Republican governors. Why is this important? Because Obamacare premiums are set to skyrocket next year. No wonder the president moved next year’s Obamacare sign-up date to 11 days after Election Day. The flaw in his plan is that the nation’s governors will know the new rates before Election Day. In blue states, Democratic governors may keep the secret, but in red states, such as Alaska, Iowa, Louisiana, Michigan, North Carolina, New Mexico and South Dakota, Republican governors won’t.

You can fix a web site, maybe … fixing trust, that’s near impossible.

Oh, and by the way, even though Barack Obama has claimed victory and they have met their goals of November 30 … the site still does not work!

Finally Barack Obama Has Support for Obamacare from a Segment of the US Population … Hookers at Nevada’s Moonlight Bunny Ranch

WTF … HOOKERS FOR OBAMACARE!!!

What a ringing endorsement of Obamacare, CBS-Las Vegas reports that the prostitutes at the Moonlight Bunny Ranch are all for Obamacare. The prostitutes, sorry,independent contractors are now eligible for health insurance under Obamacare.  It would appear in the past that most all insurance companies were not willing to take the risk of insuring a whore. Oh sorry, independent sex contractor.  Imagine that, it is nearly impossible for prostitutes to get health insurance before because of their profession. Wow, really? Because legalized prostitutes never get STD’s, do they? So let’s understand this, we have cancer patients losing their insurance plans, losing their doctors and hospitals so that prostitutes can get insurance? Thanks Obama!!!

Maybe Barack Obama can do a photo-op at the Moonlight Bunny Ranch.

VIDEO – ABC News 10

President Barack Obama has at least one segment of America behind his health care law: the legalized prostitutes at the Moonlight Bunny Ranch.

The girls who work at the Bunny Ranch tell KRNV-TV that it was nearly impossible for them to get health insurance before because of their profession.

“Having this profession, we aren’t exactly offered group health insurance,” Taylor Lee said. “It’s hard because I do have a pre-existing condition so I really support Obamacare. I’m excited.”

Caressa Kisses said that insurance providers equated them to illegal prostitutes who have sexually transmitted diseases.

“We’re independent contractors. We have to get our own insurance but this is truly a blessing,” Kisses told KRNV. “I hope they work the kinks out and that affordable health care happens for all because it is really needed.”

The interesting part of this is that Obamacare forcing the owner of the Moonlight Bunny Ranch to purchase insurance for the non-prostitutes at his businesses and cost him about $250,000 a year. Look for the prices to increase next year on Champagne and Pampered parties.