Obamacare Will Increase Healthcare Premium Costs for 65% of Small Businesses

Didn’t Barack Obama say that Obamacare was going to lower costs … Guess who lied again?

As reported at the Washington Post and direct from CMS, The Centers for Medicare and Medicaid Services, 65% of small businesses are expected to experience increases in their premium rates while the remaining 35 percent are anticipated to have rate reductions.” According to the report, 11 million American workers will be faced with higher premiums. CMS released the report on Friday with little fanfare. Neither the HHS website nor the CMS website shows a news release or public notice about the report. Imagine that. No one is saying that there did not need to be some adjustment to the delivery system of health care insurance, however, penalizing 65% to benefit the 35% was and is not the answer.

Nearly two-thirds of small businesses that currently offer health insurance to their workers will pay more for coverage as a result of new rules in the health care law, as will millions of small-business employees and their family members, according to new estimates released by the Obama administration.

The Centers for Medicare and Medicaid Services, which has spearheaded the implementation of the law, has acknowledged that new rules requiring insurers to offer guaranteed coverage and renewal options to small employers will likely drive up the price of insurance for some companies. So will rules banning insurance companies from varying their rates based on factors like a company’s industry or the age of its employees.

“We are estimating that 65 percent of the small firms are expected to experience increases in their premium rates while the remaining 35 percent are anticipated to have rate reductions,” CMS’ Office of the Actuary wrote in a new report. Conversely, “the effect on large employers is expected to be negligible,” because most large companies run their health insurance programs in house.

Some premiums will be reduced; however, the overwhelming majority of individuals, some 11 million, will see their premiums increased. Mind you, this is just small business, we are not even discussing businesses with more than 50 employees.

Consequently, according to the estimates, which the agency says are based on industry research and conversations with insurance experts, roughly 11 million of the 17 million individuals who have health care plans through a small employer will see their premiums increase as a result of the law, while 6 million people will enjoy lower premiums.

If accurate, it would continue a steady climb in insurance costs for many small businesses. Ninety-six percent of small businesses say their premiums have increased in the past five years, with the average monthly insurance cost soaring from $590 per employee in 2009 to $1,121 in 2014, according to poll released earlier this month by the National Small Business Administration.

Imagine being penalized for having a healthy work force? One would think that programs implemented by a business like “Healthy Life”, would lower insurance premiums, not raise them. Nope, not with Obamacare. This is all part of the distribution of wealth.

The six-page document looked at companies with fewer than 50 workers that offer employee health benefits, but it calculated health care costs in a hypothetical way – leaving out the impact of government subsidies that are specifically geared for small businesses.

Without factoring in government subsidies, CMS concluded that 65% of those small businesses would see an increase in premiums.

Why? The report found that those companies had been paying below-average premiums, thanks in large part to having younger and healthier workers. But under Obamacare, neither pre-existing conditions, nor the lack of them, can influence the cost of premiums. So those small companies with healthier workers will see premiums rise to match the average for all workers.

Minnesota Voters Ask Their Politicians What All Americans Want to Know … “I Thought the Affordable Care Act Would Save $2500 per family?”

DEMOCRATS ARE IN A PICKLE WITH OBAMACARE WITH THE VOTERS … WHY ISN’T THE AFFORDABLE HEALTHCARE ACT AFFORDABLE?

Senator Amy Klobuchar (D-MN) and Rep. Tim Walz (D-MN, 1st District) and Rep. Collin Peterson (D-MN, 7th District) left the DC beltway and went back to came back to Mankato, Minnesota the other day to meet and greet their constituents at South Central College.  The three Democrats talked at length about the farm bill; however, it was the question from the People on Obamacare that was the show stopper. One of the people in audience asked the following question that created quite the awkward moment … “I thought the Affordable Health Care Act was to save families $2500 a year in premiums”.

Just curious … why are Democrats laughing that the American people were lied to?

KEYC – Mankato News, Weather, Sports -

The lawmakers fielded other questions as well, talking debt and immigration reform, but it was the question about the struggling health care law that everyone in the audience wanted to see answered, and two out of the three Democrats on the dais seemed hesitant to tackle.

The question: “I thought the Affordable Care Act would save $2500 per family. What happened?”

After Sen. Klobuchar and Rep. Walz looked at each other, laughter broke out in the room.

Rep. Peterson quickly picked up the microphone to say, “I voted ‘no’, so I’ll let these guys handle that,” to the applause of the crowd.

This is the exact same discussion that Democrats are going to have to face when they meet the people when they return home to campaign for the 2014 elections. However, many of the individuals at Town Hall meetings, meet b& greets and campaign stops in other states, cities and towns may not be in such a laughing mood.

Ed Morrissey at Hot Air is quick to shred Rep. Tim Walz’s attempt to bring out the latest’s Democrat talking point in defense of Obamacare that “don’t pretend there was some type of safe harbor before this where everything was just peachy keen.” Actually, it was for an overwhelming majority of Americans.

Really? We can test this thesis. Before the passage of ObamaCare, we have polling from Gallup about the status of satisfaction with health care in the US. In September 2009, 85% of Americans had health insurance — and 87% expressed satisfaction with their health care, while 61% were satisfied with the costs associated with it. Fifty percent of the uninsured were satisfied with their health care, although 69% were dissatisfied with the costs.

Arkansas Senate Rce: Incumbent US Sen. Mark Pryor (D) in Trouble in Polls, Trails GOP Challanger Tom Cotton, 46% – 42%

BARACK OBAMA AND OBAMACARE CAUSING DEMOCRATS TO BE IN TROUBLE IN SENATE RACE IN ARKANSAS …

Define irony? Barack Obama needs to hold a Democrat Senate and gain the House in the 2014 to further Obamacare and to finish the devastation that his administration and policies have brought upon America. However, his signature piece of legislation, Obamacare, that may cost Democrats the Senate and lose more seats in the House. According to a recent poll, incumbent US Sen. Democrat Mark Pryor is in real trouble against his Republican challenger, Tom Cotton. The poll currently shows that Cotton leads Pryor, 46% to 42%. Obamacare is weighting down Democrats with an upset electorate.

Tom Cotton –  U.S. House of Representatives from Arkansas’s 4th district

A recent poll shows U.S. Rep. Tom Cotton, R-Dardanelle, gaining ground in his bid to unseat Democrat U.S. Sen. Mark Pryor. The poll results also show the Arkansas’ governors race to be tied up, and U.S. Rep. Tim Griffin, R-Little Rock, with an advantage in the race for lieutenant governor

In the U.S. Senate race, Cotton had 46% support from poll respondents and Pryor had 42%. This is a favorable shift for Cotton compared to an Oct. 24 Impact Management poll that had Cotton at 43% and Pryor at 41%.

The poll further shows that Barack Obama’s Obamacare is sinking Democrats chances in Arkansas to retain the Senate seat. Check out the Independents against Obamacare.

Following are two questions and results related to Obamacare and Arkansas’ private option plan.
Q: Do you have a favorable or unfavorable opinion of Obamacare?
27%: Favorable
63%: Unfavorable
10%: Don’t know

On this question, 58% of Democrats were favorable and 26% were unfavorable. On the Republican side, 95% were unfavorable and only 2% were favorable. Among Independents, 74% were unfavorable and 14% were favorable.

The Arkansas Blog - Polling in statewide races: Edge to Republicans.

The race for Governor is a dead heat; however, in a midterm election if Republican voters are energized in their vote against Obamacare, that will tilt the balance in favor of the GOP candidate from its current tie, Democrat Mike Ross, 42, Republican Asa Hutchinson, 42.

Look for an upcoming post that will handicap the upcoming US Senate races for 2014.

Nancy Pelosi Says the Founding Fathers Would Totally Support Obamacare … NOT A CHANCE!!!

Three words that should never be used in the same sentences with Our Founding Fathers, that would be … Nancy, Pelosi and Obamacare!

How is this babbling, lying hack actually voted to office? It certainly says much about the district she represents. Unbelievably, she says that the Founding Fathers would support Obamacare because the virtues espoused by The Founders of  life, liberty, and the pursuit of happiness are also in Obamacare. NO THEY ARE NOT!!! Pelosi and her ilk will lie, cheat and steal to misrepresent what Obamacare is and they hope that Americans are too ignorant and apathetic to care.

America’s Founding Fathers fiercely held to life, liberty, and the pursuit of happiness—values which Nancy Pelosi (D-Calif.) claimed align seamlessly with Obamacare.

Pelosi explained why the law is “very sound policy” during a press conference Friday:

To go to back to our founders once again, they sacrificed it all for life, liberty, and the pursuit of happiness. This law, the affordable care act, is about a healthier life, the liberty to pursue your happiness. That is solid policy, and the mandate is central to that.

 San Fran Nan made the same ignorant comments last July 4th …

As stated at Town Hall, Obamacare is the very type of overbearing government policy that the Founders would have fought against. Amen! A note to former Democratic Speaker Pelosi as it would appear she needs a history lesson. We fought a War of Independence to rid ourselves of an overbearing, authoritarian central government. The American people might want to remember that as well.

“It will be of little avail to the people that the laws are made by men of their own choice if the laws be so voluminous that they cannot be read, or so incoherent that they cannot be understood.” – James Madison

“They who would give up an essential liberty for temporary security, deserve neither liberty or security.” – Benjamin Franklin

“I consider the foundation of the Constitution as laid on this ground that ‘all powers not delegated to the United States, by the Constitution, nor prohibited by it to the states, are reserved to the states or to the people.’ To take a single step beyond the boundaries thus specially drawn around the powers of Congress, is to take possession of a boundless field of power not longer susceptible of any definition.” – Thomas Jefferson

VP Joe Biden Tells Democrats, Be Optimistic on State of the Nation ‘In Spite of Who’s President’ … “The American People Are With Us”… Really, The American People Are Against Obama!

HE SAID WHAT? … Did Vice President Joe Biden just diss Barack Obama and then say Americans Agree with Democrats?

Joe Biden told fellow Democrats at the House Democratic Caucus Issues Conference in Cambridge, MD that they should be optimistic about the state of the nation, “in spite of who’s president.” Hmm, kind of an interesting word choice when the current president is Barack Obama, a Democrat. This was Biden’s best effort to rally the beleaguered Democrat troops who face a tough uphill climb in the upcoming 2014 midterm elections thanks to the policies, agenda and signature piece of legislation from who is president.

“It always surprises me when we don’t have the degree of optimism that we should about the state of the nation,” Biden said. “And in spite of who’s president, in spite of who’s in the Congress, the American people are so much stronger, so much more resilient, so much more capable, that even the ridiculous policies of our friends on the right cannot keep them from moving forward.”

Baghdad Bob  a delusional Joe Biden went on to say, “I can’t imagine our prospects being viewed by the press and everyone else as being a whole hell of a lot brighter by the time we turn in September then now. The American people are where we are. Let’s go out and make every single effort not just to defend, but to aggressively push, aggressively push our agenda.”

Isn’t it interesting that Biden would reference the MSM viewing the Democrats prospects first and then calling “We the People,” the Americans who are adversely affected by Barack Obama’s and Democrat’s policies as … “everyone else”.  Not like we do not know that the liberal MSM is in the tank for Obama and has been since the beginning. The media has been AWOL on vetting Obama, holding his feet to the fire, questioning his failed economic and domestic policies and investigating the all too-numerous scandals like IRS-gate, Benghazi-gate, “Fast & Furious” and NSA-gate. It would appear that Biden and Obama believe that the MSM will continue to be their own personal Gunga Din heading into the 2014 midterms.

But it does not stop there when it came to Biden’s head in the sand comments. Anvil Joe made the preposterous comment to Democrats that, “The American people are where we are.” Really, in what sense, in the United States? The American people are in no way any where near where Barack Obama, Nancy Pelosi, Harry Reid and their lock-step, rubber stamp Democrats have lead this country. In fact, they more the American people learn the truth of the lies that have been told to them and adversely affected by Democrat foreign and domestic policy, the more they are not with Democrats.

A question to Joe Biden, exactly what are the people with you on? The fact of the matter is that the American people are not with Democrats and it is scaring them silly that they may lose even more House seats in 2014 and talk of losing the Senate to the GOP is a real possibility. Vulnerable Democrat candidates are running from Obama, his agenda and their vote. Obama is also acting as Emperor in arbitrarily extending Obamacare deadlines so to protect Democrat politicians, not to help the American people or America.

THE FACTS … The American People Are NOT with Democrats.

I. Barack Obama’s Overall Job Approval rating is barely above 40% with the American people. (Average of polls: 41.4% Approve – 52.4% Disapproval [-11% Disapprove])

• Gallup: 40% approve – 52% Disapprove
• FOX News: 42% Approve – 53% Disapprove
• McClatchy/Marist: 42% Approve – 52% Disapprove
• Reuters/Ipos: 40% Approve – 54% Disapprove
• NBC/WSJ: 43% Approve – 51% Disapprove

II. President Obama Job Approval – Economy. (Average of polls: 40.6% Approve – 55.7% Disapprove [-15.1% Disapprove])

• McClatchy/Marist: 41 Approve – 54% Disapprove
• ABC News/Wash Post: 43% Approval – 56% Disapprove, -13
• FOX News: 38% Approve – 59% Disapprove, -21
• Associated Press: 42% Approve – 56% Disapprove, -14
• Quinnipiac: 39% Approve – 56% Disapprove,  -17
• GWU/Battleground: 40% Approve – 57% Disapprove,  -17

III: Public Approval of Health Care Law. (Average of polls: 36.3% Approve – 51.3% Against/Oppose [-15 Oppose/Against])

• FOX News: 37% For – 55% Against/Oppose
• Gallup: 41% For – 51% Against/Oppose
• NBC News/WSJ:  34% For – 48 % Against/Oppose
• Associated Press: 27% For – 42 %  Against/Oppose
• Quinnipiac: 38% For – 56% Against/Oppose
• GWU/Battleground: 41% For – 56% Against/Oppose

IV: Direction of Country. (Average of polls:  29.6% Right Direction – 63.6% Wrong Track [-34.0 Wrong Tack])

• The Economist/YouGov: 29% Right Track – 62% Wrong Track
• McClatchy/Marist: 31% Right Track – 66% Wrong Track
• Rasmussen Reports: 29% Right Track – 63% Wrong Track
• Reuters/Ipsos: 23% Right Track – 62% Wrong Track
• NBC News/WSJ: 28% Right Track – 63% Wrong Track
• ABC News/Wash Post: 34% Right Track – 64% Wrong Track
• CBS News: 33% Right Track – 61% Wrong Track
• Associated Press: 35% Right Track – 64% Wrong Track
• GWU/Battleground: 24% Right Track – 67% Wrong Track

V: The American people, including Democrats, are overwhelmingly opposed to how Obama is conducting executive orders and circumventing Congress is how government is supposed to work.

FOX News poll

VI.  The American people are against Obama going around Congress, except if you are a Democrat or Black, and of course if it were a GOP president.

FOX News poll

VII:  Barack Obama and Democrats rail about income inequality and the income gap, yet every single demographic in America believes that it has increased under Obama.

FOX News poll